Solutions
=======================================================
01)Change the dir|file back to 755
    The  "Fair-Usage Policy" is seen at login for all users.

02)Leave it as is no: only a file|dir user can see there file|dirs on the server
     and web pages do NOT display.
    If a user wants a visible website then "Fair-Usage Policy" comes into play,
    and mounting perms are changed to support that.

03)From the BUShare side
A. The export|share is crafted so when mounted on harveyV,
   root can do chmod|chown etc, on files and directories.
   After the CIFS mount is done in /etc/fstab
   What do the file_mode=0755,dir_mode=0755 need to be set to?

B. The mount that comes from BSHARE looks like this (the username directory)
      drwx--x--x+   chouck  
   The files and directories inside the user account (the username directory) look like this ...
     files               -rwxr-xr-x+
     directories    drwxr-xr-x+


I believe 03|A is the best solution, 03|B will work.